Insurance Claim Specialist
Insurance Claims: Cracking the Code If you’re like many homeowners, you’re reluctant to file an insurance claim even if you have storm damage because you’re concerned about having your rates go up or having to deal with a long, complicated process. Many people are not aware of this, but insurance companies cannot raise your rates due to an Act of God such as a wind or hail storm in your area.
The Claims Clock Is Ticking, Don’t Let It Run Out: It can take several years for hail and wind damage to cause leaks, but some insurance companies require that you file a claim within 6 months to a year of the storm. That is why it is important to have your roof inspected immediately, whether or no you think you have damage. Also, homeowners that file early typically receive the best settlements.
Debunking Some Common Insurance Myths: Your insurance company cannot cancel your policy because you file a storm-related claim, also know as an Act of God claim. In the aftermath of a storm, your insurance company cannot raise your individual rates for filing a weather-related claim, but they can raise the rates of all homeowners within your geographical area.
